Child trauma insurance

A Financial Services Partners Adviser can help assess how Child trauma insurance can help you protect what is important.

What is Child trauma insurance?

Child trauma insurance is personal insurance for children. It provides you with a lump sum payment in the event that your child suffers from a specified medical condition. Payment of the benefit occurs on diagnosis or occurrence of the illness or injury.

Examples of the conditions generally covered include:

  • Loss of limbs or sight
  • Deafness
  • Brain damage
  • Cancer
  • Major head trauma
  • Major organ transplant
  • Quadriplegia
  • Encephalitis
  • Benign brain tumour
  • Stroke
  • Severe burns
  • Meningitis

What kind of goals can Child trauma insurance be used for?

This type of cover is designed to ease the financial pressure on families. The lump sum payment you receive may be used to pay for medical treatment, rehabilitation, or as replacement income if you need to take time off work to be with your child. Imagine not having to worry about paying the bills so you can focus all your energy on supporting your child during this difficult time.

As Child trauma cover is usually an extension of your own insurance cover, it is often a small additional cost on top of your existing insurance premiums. The peace of mind for you and your family can be immeasurable. When your child becomes an adult, some child policies will convert to an adult life and trauma policy. This means that your child has the certainty of at least some cover, where your child becomes uninsurable due to a medical condition. This can mean additional security and peace of mind for you and your child.

Your Financial Services Partners Adviser can determine if Child trauma insurance is right for you, after they consider your needs and objectives. They can also determine which other wealth protection strategies can best meet your needs.

Talk to us about how child trauma insurance might work for you

If you are ready to protect what is most important to you, we can match you with a suitable Financial Services Partners Adviser who will be happy to begin working with you to create a financial plan that's right for you.

To get started, please use our adviser matching service.

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P: 1800 006 216 E:

Level 9,
347 Kent Street
Sydney NSW 2000

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ABN: 15 089 512 587